CashAdvanceFinder.com

Payday Loans by City

Complete directory of payday loan guides for 280 cities across 50 U.S. states. Each guide covers legality, APR caps, maximum loan amounts, and licensed lenders in that city.

QUICK ANSWER

We cover 280 cities across 50 states. Select your city below to see whether payday loans are legal there, the maximum APR, the maximum loan amount, and how many licensed lenders serve the area. In states where payday loans are illegal, we show alternatives such as cash advance apps and credit union PALs.

Last reviewed: June 2026 · CashAdvanceFinder.com Editorial Team

Texas(15 cities)

View Texas guide →
HoustonLegal
DallasLegal
San AntonioLegal
AustinLegal
Fort WorthLegal
El PasoLegal
ArlingtonLegal
Corpus ChristiLegal
LubbockLegal
LaredoLegal
McKinneyLegal
PlanoLegal
IrvingLegal
GarlandLegal
FriscoLegal

California(15 cities)

View California guide →
Los AngelesLegal
San DiegoLegal
San JoseLegal
San FranciscoLegal
FresnoLegal
SacramentoLegal
Long BeachLegal
OaklandLegal
BakersfieldLegal
AnaheimLegal
RiversideLegal
StocktonLegal
Chula VistaLegal
Santa AnaLegal
IrvineLegal

Illinois(5 cities)

View Illinois guide →
ChicagoLegal
AuroraLegal
NapervilleLegal
RockfordLegal
SpringfieldLegal

Florida(15 cities)

View Florida guide →
MiamiLegal
TampaLegal
OrlandoLegal
JacksonvilleLegal
St. PetersburgLegal
HialeahLegal
Fort LauderdaleLegal
TallahasseeLegal
Cape CoralLegal
Pembroke PinesLegal
GainesvilleLegal
Daytona BeachLegal
PensacolaLegal
Fort MyersLegal
SarasotaLegal

Ohio(5 cities)

View Ohio guide →
ColumbusLegal
ClevelandLegal
CincinnatiLegal
ToledoLegal
AkronLegal

Michigan(5 cities)

View Michigan guide →
DetroitLegal
Grand RapidsLegal
WarrenLegal
Sterling HeightsLegal
Ann ArborLegal

New York(5 cities)

View New York guide →
New York CityIllegal
BuffaloIllegal
RochesterIllegal
SyracuseIllegal
AlbanyIllegal

Georgia(5 cities)

View Georgia guide →
AtlantaIllegal
AugustaIllegal
ColumbusIllegal
SavannahIllegal
AthensIllegal

Pennsylvania(5 cities)

View Pennsylvania guide →
PhiladelphiaIllegal
PittsburghIllegal
AllentownIllegal
ErieIllegal
ReadingIllegal

Arizona(5 cities)

View Arizona guide →
PhoenixIllegal
TucsonIllegal
MesaIllegal
ChandlerIllegal
ScottsdaleIllegal

North Carolina(5 cities)

View North Carolina guide →
CharlotteIllegal
RaleighIllegal
GreensboroIllegal
DurhamIllegal
Winston-SalemIllegal

Washington(5 cities)

View Washington guide →
SeattleLegal
SpokaneLegal
TacomaLegal
VancouverLegal
BellevueLegal

Colorado(5 cities)

View Colorado guide →
DenverIllegal
Colorado SpringsIllegal
AuroraIllegal
Fort CollinsIllegal
LakewoodIllegal

Nevada(5 cities)

View Nevada guide →
Las VegasLegal
HendersonLegal
RenoLegal
North Las VegasLegal
SparksLegal

Missouri(5 cities)

View Missouri guide →
Kansas CityLegal
St. LouisLegal
SpringfieldLegal
ColumbiaLegal
IndependenceLegal

Tennessee(5 cities)

View Tennessee guide →
NashvilleLegal
MemphisLegal
KnoxvilleLegal
ChattanoogaLegal
ClarksvilleLegal

Virginia(5 cities)

View Virginia guide →
Virginia BeachIllegal
NorfolkIllegal
ChesapeakeIllegal
RichmondIllegal
Newport NewsIllegal

Indiana(5 cities)

View Indiana guide →
IndianapolisLegal
Fort WayneLegal
EvansvilleLegal
South BendLegal
CarmelLegal

Wisconsin(5 cities)

View Wisconsin guide →
MilwaukeeLegal
MadisonLegal
Green BayLegal
KenoshaLegal
RacineLegal

Minnesota(5 cities)

View Minnesota guide →
MinneapolisLegal
St. PaulLegal
RochesterLegal
DuluthLegal
BloomingtonLegal

Louisiana(5 cities)

View Louisiana guide →
New OrleansLegal
Baton RougeLegal
ShreveportLegal
LafayetteLegal
Lake CharlesLegal

Alabama(5 cities)

View Alabama guide →
BirminghamIllegal
MontgomeryIllegal
MobileIllegal
HuntsvilleIllegal
TuscaloosaIllegal

Oklahoma(5 cities)

View Oklahoma guide →
Oklahoma CityLegal
TulsaLegal
NormanLegal
Broken ArrowLegal
EdmondLegal

South Carolina(5 cities)

View South Carolina guide →
CharlestonLegal
ColumbiaLegal
North CharlestonLegal
Mount PleasantLegal
Rock HillLegal

Kentucky(5 cities)

View Kentucky guide →
LouisvilleLegal
LexingtonLegal
Bowling GreenLegal
OwensboroLegal
CovingtonLegal

Mississippi(5 cities)

View Mississippi guide →
JacksonLegal
GulfportLegal
SouthavenLegal
HattiesburgLegal
BiloxiLegal

Hawaii(5 cities)

View Hawaii guide →
HonoluluLegal
HiloLegal
KailuaLegal
KahuluiLegal
KaneoheLegal

Iowa(5 cities)

View Iowa guide →
Des MoinesLegal
Cedar RapidsLegal
DavenportLegal
Sioux CityLegal
Iowa CityLegal

Kansas(5 cities)

View Kansas guide →
WichitaLegal
Overland ParkLegal
Kansas CityLegal
OlatheLegal
TopekaLegal

Alaska(5 cities)

View Alaska guide →
AnchorageLegal
FairbanksLegal
JuneauLegal
SitkaLegal
KetchikanLegal

Arkansas(5 cities)

View Arkansas guide →
Little RockIllegal
Fort SmithIllegal
FayettevilleIllegal
SpringdaleIllegal
JonesboroIllegal

Connecticut(5 cities)

View Connecticut guide →
BridgeportIllegal
New HavenIllegal
HartfordIllegal
StamfordIllegal
WaterburyIllegal

Delaware(5 cities)

View Delaware guide →
WilmingtonLegal
DoverLegal
NewarkLegal
MiddletownLegal
SmyrnaLegal

Idaho(5 cities)

View Idaho guide →
BoiseLegal
MeridianLegal
NampaLegal
Idaho FallsLegal
PocatelloLegal

Maine(5 cities)

View Maine guide →
PortlandLegal
LewistonLegal
BangorLegal
South PortlandLegal
AuburnLegal

Maryland(5 cities)

View Maryland guide →
BaltimoreIllegal
FrederickIllegal
RockvilleIllegal
GaithersburgIllegal
BowieIllegal

Massachusetts(5 cities)

View Massachusetts guide →
BostonIllegal
WorcesterIllegal
SpringfieldIllegal
CambridgeIllegal
LowellIllegal

Montana(5 cities)

View Montana guide →
BillingsLegal
MissoulaLegal
Great FallsLegal
BozemanLegal
ButteLegal

Nebraska(5 cities)

View Nebraska guide →
OmahaLegal
LincolnLegal
BellevueLegal
Grand IslandLegal
KearneyLegal

New Hampshire(5 cities)

View New Hampshire guide →
ManchesterLegal
NashuaLegal
ConcordLegal
DerryLegal
DoverLegal

New Jersey(5 cities)

View New Jersey guide →
NewarkIllegal
Jersey CityIllegal
PatersonIllegal
ElizabethIllegal
EdisonIllegal

New Mexico(5 cities)

View New Mexico guide →
AlbuquerqueLegal
Las CrucesLegal
Rio RanchoLegal
Santa FeLegal
RoswellLegal

North Dakota(5 cities)

View North Dakota guide →
FargoLegal
BismarckLegal
Grand ForksLegal
MinotLegal
West FargoLegal

Oregon(5 cities)

View Oregon guide →
PortlandLegal
SalemLegal
EugeneLegal
GreshamLegal
HillsboroLegal

Rhode Island(5 cities)

View Rhode Island guide →
ProvidenceLegal
WarwickLegal
CranstonLegal
PawtucketLegal
East ProvidenceLegal

South Dakota(5 cities)

View South Dakota guide →
Sioux FallsLegal
Rapid CityLegal
AberdeenLegal
BrookingsLegal
WatertownLegal

Utah(5 cities)

View Utah guide →
Salt Lake CityLegal
West Valley CityLegal
ProvoLegal
West JordanLegal
OremLegal

Vermont(5 cities)

View Vermont guide →
BurlingtonIllegal
South BurlingtonIllegal
RutlandIllegal
BarreIllegal
MontpelierIllegal

West Virginia(5 cities)

View West Virginia guide →
CharlestonIllegal
HuntingtonIllegal
MorgantownIllegal
ParkersburgIllegal
WheelingIllegal

Wyoming(5 cities)

View Wyoming guide →
CheyenneLegal
CasperLegal
LaramieLegal
GilletteLegal
Rock SpringsLegal

Can't find your city?

Check your state guide for payday loan laws and the options available in your area.

View State Guides →

Disclaimer: CashAdvanceFinder.com is not a lender, broker, or creditor. We are a free marketplace that connects consumers with third-party lenders. Payday loan laws vary by state and city and may change. Always verify current regulations with your state's financial authority before borrowing. This information is for educational purposes only and does not constitute legal advice.

CashAdvanceFinder.com

Helping Americans find fast, transparent cash advance and payday loan options since 2024.

Material Disclosure

APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% to 1386%, and APRs for installment loans range from 6.63% to 485%. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.

Material Disclosure. The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $100 and $1,000 for cash advance loans and up to $5,000 for installment loans. Not all lenders can provide these amounts and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan and is not an offer to lend. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan, including APR. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participating lender. Cash transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Be sure to review our Disclosures for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice. Use of this service is subject to this site's Terms of Use and Privacy Policy.

Exclusions. Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, New Hampshire, Vermont and West Virginia are not eligible to use this website or service. The states serviced by this website may change from time to time, without notice.

Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders that you might be matched with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid within a short amount of time. The short-term loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. Late payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender's renewal policy.

© 2026 CashAdvanceFinder.com. All rights reserved.

Do Not Sell or Share My Personal Info