CashAdvanceFinder.com

Privacy Policy

Updated and Effective: January 1st, 2023

Updated and Effective: January 1st, 2023

Table of Contents

  1. Privacy Policy
  2. Notice at Collection
  3. Personal Information We Collect, Use, and Share
  4. How We Use Your Information
  5. Disclosure of Personal Data
  6. Do Not Track Signals
  7. Cookies, Other Tracking Devices, and Targeted Advertising
  8. Your Privacy Rights and Choices
  9. Data Retention
  10. Security
  11. Children
  12. Other Websites
  13. Changes to this Privacy Policy
  14. Notice to California Consumers
  15. Your California Privacy Rights
  16. SHINE THE LIGHT
  17. Notice to Residents of Colorado, Connecticut, Utah, or Virginia
  18. Contact Us

1. PRIVACY POLICY

This Policy is subject to and made a part of the CashAdvanceFinder.com Terms of Use ("Terms"), which are incorporated into this Policy by reference.

Thank you for visiting the CashAdvanceFinder.com website located at CashAdvanceFinder.com (the "Website" or "Sites"). The Website is owned and operated by CashAdvanceFinder.com, LLC ("CashAdvanceFinder.com", "we", "us", or "our"). CashAdvanceFinder.com is committed to protecting the privacy of our visitors' ("visitors" or "you") personally identifiable information ("Personal Info", "Personal Information", or "PII"). We provide this Privacy Policy in order to explain our online information practices and the choices you can make about the way your information is used by us. This Privacy Policy describes how we collect, receive, use, store, share, transfer, and process your Personal Information, as well as your rights in determining what we do with the information that we collect or hold about you. You agree to this Privacy Policy, in its entirety, when you access or use our Website; and/or (b) Partner with CashAdvanceFinder.com to provide its products or services ("Services"). If you do not agree to this Privacy Policy in its entirety, you are not authorized to register and/or use the Website in any manner or form whatsoever.

The Sites are intended for adult use only, and we do not knowingly collect any Personal Information from a minor. If you learn that a child has, in violation of this Policy, provided their Personal Information, please report it to us for deletion. In the event that we learn that a child has provided us with Personal Information, we will delete it. Please see section 11, "Children," for more info.

2. NOTICE AT COLLECTION

We may collect or process various categories of Personal Information. The section directly below titled, "Personal Information We Collect, Use, and Share," contains information on the categories of Personal Information collected and/or whether we sell or share Personal Information. As an overview, we may collect identifiers, personal information categories contained in customer records, characteristics of protected classifications, commercial information, professional or employment-related information, education information, internet, technical, or other similar electronic network activity information, sensitive Personal Information, and inferences drawn from other Personal Information. We retain the information for as long as needed to meet the purpose of processing and in accordance with this Policy.

If you have a request regarding your information and would like to exercise your rights under applicable law, please contact us through the methods provided in the "CONTACT US" section below. To exercise your right to ask that we do not sell, share, or use your Personal Information for targeted advertising, please click the "Do Not Sell or Share My Information" link.

3. PERSONAL INFORMATION WE COLLECT, USE, AND SHARE

For purposes of this Policy, "Personal Information" is information that identifies, relates to, describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular individual, device, or household. Below, we describe how we will handle your Personal Information in accordance with this Policy and describe the information we may have collected, how it may be used or shared, and the sources below.

3.1 INFORMATION YOU PROVIDE

We may collect Personal Information when you voluntarily provide it to us through our forms on our Sites, including the information you provide to our service providers or other parties who collect it on our behalf in relation to our Services. For example, this could include Personal Information such as name, address, email address, telephone number, social security number, and date of birth.

Your decision to provide any Personal Information is voluntary. However, please note that if you do not provide certain Personal Information, we may not be able to accomplish some purposes outlined in this Policy and you may not be able to use or access certain Services on our Sites.

3.2 AUTOMATICALLY COLLECTED INFORMATION

We automatically collect and store certain types of information about your use of our Services, including information about your interaction with products, content, and Services available through our Sites. Like many websites, we use "cookies" and other unique identifiers, and we obtain certain types of information when your web browser or device accesses our Website and other content served by or on behalf of CashAdvanceFinder.com on other websites.

3.3 INFORMATION FROM THIRD PARTIES

We may obtain additional information about you from third parties such as marketers, affiliates, partners, researchers, social networks, service providers, data services companies, and others. We may combine information that we collect from you with information about you that we obtain from such third parties and information derived from any other subscription, product, or service we provide. We may also obtain Personal Data indirectly, such as from publicly available sources (e.g., websites or publicly accessible databases), third-party data vendors, and third-party partners and collaborators. We may combine Personal Data from multiple online and offline sources.

4. HOW WE USE YOUR INFORMATION

We use your information for business purposes, including to provide the products and Services you request, to perform customer service functions, for security and fraud prevention, for marketing and promotional purposes, and to perform website analytics. Specifically, we may use your Personal Information to:

  • Connect you with lenders and financial service providers in our network
  • Provide, operate, and improve our Services
  • Communicate with you about your request and our Services
  • Respond to your questions, concerns, and requests
  • Send you marketing communications, where permitted by law
  • Analyze usage trends and improve the user experience
  • Detect and prevent fraudulent transactions and other illegal activities
  • Comply with legal obligations and enforce our agreements

5. DISCLOSURE OF PERSONAL DATA

We may share or disclose your Personal Information in the following circumstances:

  • Lender Partners: When you submit a request form, we share your information with participating lenders in our network who may be able to offer you a loan.
  • Service Providers: We share information with vendors and service providers who perform services on our behalf, such as website hosting, data analytics, payment processing, and customer service.
  • Marketing Partners: We may share information with marketing partners to deliver targeted advertising and measure the effectiveness of our advertising campaigns.
  • Legal Requirements: We may disclose your information when required by law, regulation, legal process, or government request.
  • Business Transfers: In connection with a merger, acquisition, reorganization, or sale of assets, your information may be transferred as part of that transaction.
  • Protection of Rights: We may disclose your information to protect the rights, property, or safety of CashAdvanceFinder.com, our users, or others.

6. DO NOT TRACK SIGNALS

Some browsers have a "Do Not Track" feature that signals to websites that you do not want to have your online activity tracked. Our Sites do not currently respond to browser "Do Not Track" signals, as there is no standard for how online services should respond to such signals. We continue to monitor developments in this area.

7. COOKIES, OTHER TRACKING DEVICES, AND TARGETED ADVERTISING

We use cookies, web beacons, pixel tags, and other tracking technologies to collect information about your use of our Sites and to provide targeted advertising. Cookies are small text files stored on your device by your browser. We use both session cookies (which expire when you close your browser) and persistent cookies (which remain on your device until deleted).

We use cookies and similar technologies to:

  • Remember your preferences and settings
  • Analyze traffic and usage patterns on our Sites
  • Deliver personalized content and advertising
  • Measure the effectiveness of our marketing campaigns

You can control cookies through your browser settings. Please note that disabling cookies may affect the functionality of our Sites. We also participate in interest-based advertising. You may opt out of interest-based advertising through the Network Advertising Initiative or the Digital Advertising Alliance.

8. YOUR PRIVACY RIGHTS AND CHOICES

Depending on your state of residence, you may have certain rights regarding your Personal Information, including:

  • Right to Know: The right to know what Personal Information we have collected about you, the sources of that information, our business or commercial purposes for collecting it, and the categories of third parties with whom we share it.
  • Right to Access: The right to request a copy of the specific pieces of Personal Information we have collected about you.
  • Right to Deletion: The right to request that we delete Personal Information we have collected from you, subject to certain exceptions.
  • Right to Correction: The right to request that we correct inaccurate Personal Information we maintain about you.
  • Right to Opt Out of Sale/Sharing: The right to opt out of the sale or sharing of your Personal Information for cross-context behavioral advertising.
  • Right to Non-Discrimination: The right not to be discriminated against for exercising your privacy rights.

To exercise any of these rights, please contact us using the information in the "Contact Us" section below. We will respond to your request within the time period required by applicable law. We may need to verify your identity before processing your request.

9. DATA RETENTION

We retain Personal Information for as long as necessary to fulfill the purposes for which it was collected, including to satisfy legal, accounting, or reporting requirements, and to provide our Services. The specific retention period will depend on the nature of the information and the purposes for which it is processed. When Personal Information is no longer needed, we will securely delete or anonymize it.

10. SECURITY

We implement reasonable administrative, technical, and physical security measures designed to protect your Personal Information from unauthorized access, alteration, disclosure, or destruction. These measures include encryption of sensitive data in transit and at rest, access controls, and regular security assessments. However, no method of transmission over the internet or method of electronic storage is 100% secure. Therefore, while we strive to protect your Personal Information, we cannot guarantee its absolute security.

11. CHILDREN

Our Sites and Services are not directed to children under the age of 18. We do not knowingly collect Personal Information from children under 18. If you are a parent or guardian and believe that your child has provided us with Personal Information without your consent, please contact us immediately. If we learn that we have collected Personal Information from a child under 18, we will delete it promptly.

12. OTHER WEBSITES

Our Sites may contain links to third-party websites and services. This Privacy Policy applies only to our Sites. We are not responsible for the privacy practices of third-party websites or services, and we encourage you to review the privacy policies of any third-party sites you visit. The inclusion of a link to a third-party website does not imply our endorsement of that website or its privacy practices.

13. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Updated and Effective" date at the top of this Policy. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information. Your continued use of our Sites after any changes to this Privacy Policy constitutes your acceptance of the updated Policy.

14. NOTICE TO CALIFORNIA CONSUMERS

This section applies to residents of California and supplements the other provisions of this Privacy Policy. The California Consumer Privacy Act of 2018 ("CCPA"), as amended by the California Privacy Rights Act of 2020 ("CPRA"), provides California consumers with specific rights regarding their Personal Information.

In the past 12 months, we have collected the following categories of Personal Information from California consumers: identifiers (such as name, address, email address, phone number, and IP address); personal information categories listed in the California Customer Records statute; characteristics of protected classifications; commercial information; professional or employment-related information; education information; internet or other electronic network activity information; and inferences drawn from the above information.

We collect this information for the business and commercial purposes described in Section 4 of this Privacy Policy. We may share this information with the categories of third parties described in Section 5.

15. YOUR CALIFORNIA PRIVACY RIGHTS

As a California resident, you have the right to:

  • Know what Personal Information we collect, use, disclose, and sell about you
  • Delete Personal Information we have collected from you (with certain exceptions)
  • Correct inaccurate Personal Information we maintain about you
  • Opt out of the sale or sharing of your Personal Information
  • Limit the use and disclosure of your sensitive Personal Information
  • Not be discriminated against for exercising your privacy rights

To opt out of the sale or sharing of your Personal Information, please click Do Not Sell or Share My Information.

To exercise any other California privacy rights, please contact us as described in the "Contact Us" section below. We will verify your identity before processing your request and will respond within 45 days of receipt (with an extension of up to an additional 45 days where reasonably necessary).

16. SHINE THE LIGHT

California Civil Code Section 1798.83 permits California residents to request a list of all third parties to whom we have disclosed certain Personal Information during the preceding year for the third parties' direct marketing purposes. To make such a request, please contact us as described in the "Contact Us" section below.

17. NOTICE TO RESIDENTS OF COLORADO, CONNECTICUT, UTAH, OR VIRGINIA

Residents of Colorado, Connecticut, Utah, and Virginia have certain rights regarding their Personal Information under applicable state privacy laws. These rights include the right to access, correct, delete, and obtain a portable copy of your Personal Information, as well as the right to opt out of the processing of your Personal Information for targeted advertising, the sale of your Personal Information, and profiling in furtherance of decisions that produce legal or similarly significant effects.

To exercise these rights, please contact us using the information in the "Contact Us" section below. We will respond to your request within the time period required by applicable law.

18. CONTACT US

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at:

CashAdvanceFinder.com
Email: support@cashadvancefinder.com
Website: cashadvancefinder.com

CashAdvanceFinder.com

Helping Americans find fast, transparent cash advance and payday loan options since 2024.

Material Disclosure

APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% to 1386%, and APRs for installment loans range from 6.63% to 485%. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.

Material Disclosure. The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $100 and $1,000 for cash advance loans and up to $5,000 for installment loans. Not all lenders can provide these amounts and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan and is not an offer to lend. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan, including APR. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participating lender. Cash transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Be sure to review our Disclosures for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice. Use of this service is subject to this site's Terms of Use and Privacy Policy.

Exclusions. Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, New Hampshire, Vermont and West Virginia are not eligible to use this website or service. The states serviced by this website may change from time to time, without notice.

Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders that you might be matched with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid within a short amount of time. The short-term loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. Late payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender's renewal policy.

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